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1、- - IS0 9992 PT*3 90 4853903 0533335 565 I N TE R NATI O N AL STANDARD IS0 9992-1 First edition 1990-06-01 Financial transaction cards - Messages between the integrated circuit card and the card accepting device - Part 1: Concepts and structures Cartes de transactions financires - Messages entre la
2、carte B circuit intgr et fe dispositZ dacceptation des cartes - Partie 1: Concepts et structures Reference number IS0 9992-1 : 1990 (E) Copyright International Organization for Standardization Provided by IHS under license with ISO Licensee=NASA Technical Standards 1/9972545001 Not for Resale, 04/25
3、/2007 02:01:36 MDTNo reproduction or networking permitted without license from IHS -,-,- IS0 9992 P T * l 90 m 4851903 0533336 4Tl IS0 9992-1 : 1990 (E) Foreword IS0 (the International Organization for Standardization) is a worldwide federation of national standards bodies (IS0 member bodies). The w
4、ork of preparing International Standards is normally carried out through IS0 technical committees. Each member body interested in a subject for which a technical committee has been established has the right to be represented on that committee. International organizations, govern- mental and non-gove
5、rnmental, in liaison with ISO, also take part in the work. IS0 collaborates closely with the International Electrotechnical Commission (IEC) on all matters of electrotechnical standardization. Draft International Standards adopted by the technical committees are circulated to the member bodies for v
6、oting. Publication as an International Standard requires approval by at least 75 % of the member bodies casting a vote. International Standard IS0 9992-1 was prepared by Technical Committee ISO/TC 68, Banking and related financial services. IS0 9992 consists of the following parts, under the general
7、 title Financial transaction cards - Messages between the integrated circuit card and the card accepting device : - Pari I : Concepts and structures - PartP: Functions - Pari 3: Messages commands and responses) - Part 4: Common data for interchange - Pari 5: Data elements Annex A of this part of IS0
8、 9992 is for information only. o IS0 1990 All rights reserved. No part of this publication may be reproduced or utilized in any form or by any means, electronic or mechanical, including photocopying and microfilm, without permission in writing from the publisher. Printed in Switzerland IS0 Copyright
9、 Office o Case postale 56 o CH-121 1 Genve 20 o Switzerland Copyright International Organization for Standardization Provided by IHS under license with ISO Licensee=NASA Technical Standards 1/9972545001 Not for Resale, 04/25/2007 02:01:36 MDTNo reproduction or networking permitted without license fr
10、om IHS -,-,- IS0 9992-1 : 1990 (E) Financial transaction cards - Messa es between the integrated circuit card and the card accepting 5 evice - Part 1 : Concepts and structures Introduction The concepts on which this part of IS0 9992 has been developed are based upon the following considerations : -
11、this part of IS0 9992 provides compatibility with existing IS0 standards referenced in clause 2 and is intended to provide the flexibility to accommodate future Integrated Circuit Card (ICC) technology; - this part of IS0 9992 supports the use of a single application or multiple applications in an I
12、CC. When more than one application exists in the ICC, multiple applications of the same type of service (e.g. electronic chequebook) may be present. Applications may be added to the ICC at any time during its life cycle, with the agreement of the issuer, and according to security rules defined in IS
13、0 10202. An application may be logically deleted from the ICC at any time during its life cycle, in accordance with agreed procedures between the operating parties. iii Copyright International Organization for Standardization Provided by IHS under license with ISO Licensee=NASA Technical Standards 1
14、/9972545001 Not for Resale, 04/25/2007 02:01:36 MDTNo reproduction or networking permitted without license from IHS -,-,- IS0 9992 P T * l 90 m 4853903 0533338 274 W 1 Scope This part of IS0 9992 is applicable to the use of Integrated Circuit Cards issued by Financial Institutions in retail financia
15、l applications in an interchange environment. It specifically addresses : - the functions required for financial interchange, - the structure and types of messages between the Integrated Circuit Card (ICC) and the Card Accepting Device (CAD) to effect those functions, - the identification and defini
16、tion of data elements which may or shall be used during exchanges between the ICC and the CAD. IS0 9992-1 establishes the concepts by which the ICC and the CAD exchange messages. This makes it necessary also to describe the logical structure of data within the ICC. This part of IS0 9992 defines mess
17、ages to support the security requirements of authentication (e.g. card authentication, CAD authentication, cardholder verification). It does not specify or recommend any method or procedure. Security techniques shall be implemented in accordance with IS0 10202. This part of IS0 9992 is independent o
18、f the capabilities of the CAD (connectable or not, attended or unattended) and its status (on-line or off-line). This part of IS0 9992 does not define the methodologies deployed to implement an application. This part of IS0 9992 is based on the existence of a logical data structure and provides rule
19、s for the way data in the ICC is logically referenced by the CAD. It does not define how data is physically structured in the ICC. IS0 9992-1 : 1990 (E) 2 Normative references The following standards contain provisions which, through reference in this text, constitute provisions of this part of IS0
20、9992. At the time of publication, the editions indicated were valid. All standards are subject to revision, and parties to agreements based on this part of IS0 9992 are encouraged to investigate the possibility of applying the most recent editions of the standards indicated below. Members of IEC and
21、 IS0 maintain registers of currently valid International Standards. IS0 4909 : 1987, Bank car - Conditional Read Access (CR): The data is available only after specific criteria have been met; - No Read Access (NR): The data shall never be read by the CAD. 4.3.2 Write access attributes Three classes
22、of write access are defined : - Free Write Access (FW): The data may be added, modified or deleted without any restriction; - Conditional Write Access (CW) : The data may be added, modified or deleted only after specitic criteria have been met; - One time Write Access (OW) : The data, once written,
23、cannot be altered or modified. 4.4 Compatibility with present technology The Primary Account Number, or PAN, shall always be present in the CDF (see IS0 7812, 7813 and 4909). If the ICC also contains an embossed PAN and/or magnetic stripes encoded according to IS0 7813, the International Interchange
24、 PAN in the CDF shall be identical to that embossed and/or that encoded in the magnetic stripes. Copyright International Organization for Standardization Provided by IHS under license with ISO Licensee=NASA Technical Standards 1/9972545001 Not for Resale, 04/25/2007 02:01:36 MDTNo reproduction or ne
25、tworking permitted without license from IHS -,-,- - _ - _ - - IS0 9992 PT*1 90 m 4851903 0533141 869 m 4 Copyright International Organization for Standardization Provided by IHS under license with ISO Licensee=NASA Technical Standards 1/9972545001 Not for Resale, 04/25/2007 02:01:36 MDTNo reproducti
26、on or networking permitted without license from IHS -,-,- IS0 9992-1 : 1990 (E) Notations on ICC relationships The schematic shows the relationships between the components of a session initiated by the insertion of an ICC into the CAD and terminated by its removal. The illustration is not intended t
27、o show that the flow is unidirectional (from CAD to ICC), nor does it imply that future technology will be restricted to these boundaries (e.g. an entire transaction may be accomplished by a single command and response). Three levels of relationships are identified in this schematic: function consis
28、ting of a single command which causes a single action or decision followed by a response is expressed as F = Ci + Alml + R11 function consisting of multiple sets of commands, actions/decisions and responses is expressed as F = (Ci + Al + R1) -i- (C2 + D2 + R2) .+ (C5 + D5 + R5)l function consisting
29、of a single command and response that has multiple actions and decisions is expressed as F = Ci + (Al + D2 + A3) + R11 where F is the function Ci, C2 etc. are commands; Al, A2 etc. are actions; D1, D2 etc. are decisions; and R1, R2 etc. are responses. Copyright International Organization for Standar
30、dization Provided by IHS under license with ISO Licensee=NASA Technical Standards 1/9972545001 Not for Resale, 04/25/2007 02:01:36 MDTNo reproduction or networking permitted without license from IHS -,-,- IS0 9992 PT*l 90 W 4851903 0533343 631 W IS0 9992-1 : I990 (E) - - _-_ -_ - _ UDC 336.717 : 681
31、.327.6 Descriptors : banking, credit cards, printed-circuit cards, messages, data representation. Price based on 5 pages - _ Copyright International Organization for Standardization Provided by IHS under license with ISO Licensee=NASA Technical Standards 1/9972545001 Not for Resale, 04/25/2007 02:01:36 MDTNo reproduction or networking permitted without license from IHS -,-,-