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1、 借款合同:英文涉外借贷合同范本 借款合同:英文涉外借贷合同范本 loancontract contractnumber:_ borrower:_ address:_ lender:_ address:_ inaccordancewithprovisionsofcontractlawofthepeoplesrepublicofchinaandbankofchina,afterreviewingthestatusandtherequestoftheborrower,thelenderagreestogranttheborroweralineofcrediton.theborrower,lende
2、randguarantor,throughfriendlynegotiation,haveexecutedthiscontractasfollows: article1currency,amountandtermoftheloan: 1.thecurrencyunderthisloanisreiminbi. 2.thelineoftheloanisyuan. 3.theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract. article2thepurposeoftheloan: 1.thepurposeofthi
3、sloanisusedforworkingcapitalturnover. 2.withoutwrittenapprovalofthelender,theborrowercouldnotusetheloanoutofthescopeofthepurpose. article3interestrateandcalculationofinterest: 1.interestrate:theinterestrateshallbe*duringtheloanterm,ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcal
4、culationofinterest,theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.itisnotobligedtoinformtheborrowerwhentheadjustmentofinterest. 2.theinterestshallbecalculatedfromthedateoffirstdraw
5、downandtheactualdaystheborroweruse.oneyearshallbecalculatedas360days. 3.thepaymentofinterests:theborrowershallpaytheinterestsperquarter.thepaymentdateshallbe,and.ifthepaymentforthelastinstallmentisnotonthepaymentdate,theinterestsshalldeducttheinterestfromthebankaccountoftheborrower.intheeventthatthe
6、borrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheborrowerisnotenoughforthepaymentofinterest,thelendershallhaverightstocollectapenaltybeing*oftheoutstandingamountperdayfortheborrowersbreachofcontract. article4overdueinterestsandmisusinginterests 1.iftheborrowerfailstorepaytheloanandc
7、annotreachaagreementwiththelenderregardingtheextension,thelendershallcollectanoverduepenaltyfor*oftheoverdueamountperday. 2.iftheborrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract,thelendershallhaverighttochargeainterestsforthemisusingpartatarateof*perday. article5account
8、theborrowershallopenreiminbibasicaccountand/orforeigncurrencyaccountatthelenderorlendersbranchfortheuseofdraw-down,repayment,paymentofinterestsandfees. article6draw-down 1.theloanunderthiscontractisrevolving,thebalanceofthiscontractshallnotmorethanthelineofcredit. 2.theborrowershallsendadraw-downapp
9、licationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down. 3.theborrowershallnotdrawtheloanlessthan1million. article7conditionsfordraw-down thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate: 1.theborrowerhasopenedforeignaccountandreiminbiaccountattheofficeofthelender
10、orthebranchofthelender; 2.thiscontractandtheappendiceshavebeeneffective; 3.theborrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttothelender; 4.theborrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract; 5.theborrowerhasprovidedthelistandthesignature
11、sampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments; 6.theguarantyunderthiscontracthasbeeneffective; 7.theborrowerhasbeensatisfiedthewarrantsunderarticle11ofthiscontract; 8.theotherrequirementforthedraw-downhavebeensatisfied. article8repaymentplanandprepayment 1.theborrowershallrepay
12、theloaninaccordancewiththestatusofitscash.theborrowershallinformthelenderthepaymentamountanddate*priortomakethepayment.theborrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition. 2.thepaymentmadebytheborrowerandthedeductionfromtheaccountoftheborrowershallbeusedforrep
13、ayingtheinterestatfirstandthenforrepayingtheprincipal. 3.intheeventtheborrowerfailstorepaytheloan,thelendershallhaverightstodeductthedebtfromthebankaccountoftheborroweratthelenderorempowerthebranchesofthelendertodeductthedebtfromthebankaccountoftheborroweratthelendersbranches; 4.theinstallmentofrepa
14、ymentshallnotlessthan1million. article9debtcertificate thelendershallkeeprecordinthelendersaccountfortheprincipal,interestsandfeesandotherfeesoftheborrowerunderthiscontract;theabovementionedrecordandthedocumentationforthedraw-down,repaymentandpaymentofinterestisthecertificatesofthedebtsbetweenthebor
15、rowerandthelender. article10guaranty 1.(theguarantor)shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities. 2.duringthetermofthiscontract,iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak,thelendershallhaverighttorequesttheborrowerchanges
16、guarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract. article11representationsandwarranties i.theborrowersrepresentsandwarrantsasfollows: 1.theborrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthepeoplesrepublicofchinaandhasthepowerandauthoritytoownitspropertytoconsummate
17、thetransactionscontemplatedinthiscontractandjointhelitigation.theborrowerhasthepowertohandleitassetsusedinoperation. 2.theborrowerisatitsoptiontosignandperformthiscontract.itistheborrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.thepro
18、cedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness. 3.thealldocuments,materials,reportsandcertificatesprovidedtothelenderbytheborrowerforconsummationofthiscontractistrue,real,competeandeffective 4.theborrowershallnotconcealthefollowingeventswhichisbeinghappenedorha
19、vebeenhappenedwhichwillcausethelenderrefusetoextendtheloan: (1)theborrowerortheprincipalexecutivesoftheborrowerinvolveinmaterialeventswhichbreachregulations,lawsorcompensationtoothers; (2)pendingactionsandarbitration; (3)theborrowersdebtsorproposeddebtsorliensandotherencumbrances; (4)theothermatters
20、willimpactthefinancialstatusorabilitiesofrepaymentforthedebts; (5)theborrowerbreachedcontractwhichisbetweentheborrowerandothercreditors. ii.theborrowerherebywarrantsasfollows: 1.usingthecapitaloftheloanasusagesetforthinthiscontract,theborrowerwillnotusetheloanasequityinvestment;theborrowerwillnotuse
21、thecapitaloftheloaninvestinsecurity,future,realestateetc.theborrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.theborrowerwillnotmisusingorappropriationoftheloan. 2.makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract; 3.providing
22、updatedfinancialstatementorfinancialbulletineveryquarter;providingtheauditedfinancialreportatthefirstquartofeachyear;providingoperationreport,financialreportorotherfilesandmaterialsandshallwarrantthereality,correctandeffectivenessforthefilesandmaterials; 4.anyanti-guarantyorothersimilardocumentswill
23、notmakeanyimpactontherightsandbenefitsofthelenders; 5.acceptingthesupervisionofthelender,providesassistanceandcooperationforthelenderssupervisions; 6.willnotreducetheregistrationcapital;priorapprovalfromthelendershallberequiredwhentheborrowerchangesofshareholdersandoperationmanner(includingbutnotlim
24、itedtojointventure,cooperation,jointlycooperation;dissolution,closedown,liquidation,transformation;merger;changetosharecompany,usethehousing,machineryorotherrealassetsortrademark,intellectualproperty,knowhow,landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany,tradingof
25、operationrightorownrightbycontracting,jointoperation,trusteeship) 7.theborrowershallinformthelenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheborrowerwhentheborrowerguaranteeforotherpartyormortgageitsassets.theborrowerwarrantsthatwillnotdisposetheassetswhichwillmakeadverseim
26、pactonitsabilityofpayingdebts. 8.theborrowerwillnotpaytheothersimilarloanspriortothelender; 9.theborrowerwarrantstoinformthelenderimmediatelywhenthefollowingeventsoccurred: (1)theeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheborrowerandanybranchesofbankofchinaorothe
27、rbanks,non-bankfinancialorganization; (2)theborrowerchangesshareholdersorrevisethearticleofassociation; (3)theborrowersufferdifficultiesandbadresultinfinancialandoperation; (4)theborrowerinvolvesinmaterialactionsorarbitration; 10.theborrowershallkeepsufficientbalanceforrepaymentprior*totheduedate. 1
28、1.theborrowershallkeepitsbanktransactionsregardingincomecollection,sellforeigncurrencyorbuyforeigncurrencyect.shallbeconductedatthelenderorotherbranchesofthelender.theturn-overforthecapitalshallsatisfythedemandofthelender; iii.theborrowersrepresentationsandwarrantshereunderthiscontractshallbeeffecti
29、veeventhoughanymendment,supplementsorrevisedtobemadetothiscontract. article12representationsandwarrantsofthelender i.thelenderrepresentsandwarrantsasfollows: 1.thelenderisastate-ownedcommercialbankorbranchdulyorganizedandvalidlyexistingunderthelawofp.r.candapprovedbytheindustryandcommercialadministr
30、ationandholdsthefinancialinstitutionslegalpersonlicensesandfinancialinstitutionsoperationlicensetobequalifiedtooperatefinancialbusiness. 2.thelenderhastakenallnecessaryactiontoauthorizetheexecutionofthiscontractandperformanceofitsobligationsunderthiscontract.thelenderisdulyauthorizedtoextendthisloan
31、. ii.thelenderwarrantsasfollows: 1.thelendershallextendtheloaninaccordancewiththeprovisionssetforthinthiscontract. 2.collectinterestsinaccordancewiththeregulationsofthepeoplesbank. article13eventsofbreachcontractandsettlement: i.settlementoftheborrowerbreachofcontract 1.eventofbreachofcontract: (1)t
32、heborrowerfailstousetheloaninaccordancewiththeagreedusageoftheloan; (2)theborrowerfailstorepaythedueprincipalandpaytheinterests,expensesorotherpayableinaccordancewiththeagreedtermofthiscontract; (3)theborrowerbreachestherepresentationandwarrantssetforthinarticle11. (4)theborrowerbreachesotherloanagr
33、eementsorguarantyagreementsortheguarantorbreachtheguarantyagreementwhichmaymakeimpacttheborrowertoperformtheobligationsunderthiscontract. (5)conclusiveevidencetoshowthattheborrowerlosethecapacityofcreditorduringperformanceoftheobligationunderthiscontract,thefinancialconditionsoftheguarantorareseriou
34、slydeterioratingorotherreasonscausedtheguarantorthecapacityofcreditdecline. (6)theborrowerbreachestheotherobligationsunderthiscontract. 2.undertheabovecircumstances,thelendershallhaverightto: (1)requesttheborrowertorectifywithintheperioddesignedbythelender; (2)ceaseinextendingtheloanorcancelthecredi
35、t; (3)declaretheloanunderthiscontractisdueandthelendershallhaverighttodeducttheoutstandingamountfromtheaccountoftheborrower.theborrowershallnotappealagainstthelender. (4)declaretheloanisdueunderotherloanagreementsbetweenthelenderandtheborrower,requesttheborrowertorepaytheloanprincipals,interests,and
36、otherexpenses. ii.thesettlementforthelenderbreachofthecontract 1.thelenderfailstoextendtheloanasagreedinthiscontractwithoutanyreasons; 2.thelenderbreachestheagreedinterestrateandcollectionaddinterestsorotherfees; 3.thelenderbreachestheprovisionssetforthinarticle12; 4.undertheabovecircumstances,thebo
37、rrowershallhaverightto: (1)requestthelendertorectify; (2)repaytheloanaheadoftimeandrefusetopayanycompensationforprepayment. article14deduction theborrowershallpayinfullforthepaymentwithoutanycounteractionoranycondition. article15assignmentofthedebtandcredit 1.theborrowershallnotassignitsrightandliab
38、ilityunderthiscontracttootherthirdpartywithoutanywrittenapprovalofthelender; 2.intheeventtheborrowerassignitsrightandliabilityunderthiscontracttootherthirdpartyunderthewrittenconsentofthelender,thethirdpartyshallabidethiscontractwithoutanycondition. article16performanceofobligationandwaiverofrights
39、1.theborrowerisindependentcontractorunderthiscontract,itwillnotimpactbyanyotherrelationsbetweentheborrowerwithotherpartyexcepttheotherprovisionssetforthinthiscontract. 2.thelendergiveanyextension,toleration,favortotheborrowerorpermittheborrowertodelayofperformanceanyobligationunderthiscontractshalln
40、otimpairanyrightsofthelenderinaccordancewiththiscontractandlaws,regulation,itshallbedeemedtohavewaiveditsrightsunderthiscontractandtheobligationshallbeperformedbytheborrowerunderthiscontract. article17amendment,supplementandinterpretationofthecontract 1.thiscontractcouldbeamendedandsupplementedupont
41、hewrittenagreementsconcludebytheparties.anyaamendmentandsupplementshallbeintegralpartyofthiscontract. 2.intheeventchangeoflaws,regulationsorlegalpracticewhichwillcauseanytermscontainedinthiscontractbecomeillegal,invalidorlossofpractice,theotherpartofthiscontractshallnotbeimpairedbyit.thebothpartiess
42、hallmakeeffortstochangetheillegal,invalidorlossofpracticepart. 3.forthemattersnotreferredinthiscontractshallbeconstruedinaccordancewiththeprovisionsofthepeoplesbankofchina. article18disputeresolution,governinglawandwaiverofexemption 1.theconclusion,interpretationanddisputeresolutionshallbesubjecttot
43、helawsofthepeoplesrepublicofchin.thedisputesarisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.incasenosettlementcanbereached,thedisputesshallbesubmittedtothepeoplescourtofthelocationofthelenderforjudgment. 2.theborrowershallnotrejectanyobligationduringtheset
44、tlementofdisputes. 3.theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.theborrowershallnotappealtotakeactiontoexemptfromtheobligationunderthiscontract. (ifbothpartiesagreetoapplyarbitration,theabovetermshallbe:) 1.theconclusion,interpretationanddisputeresolutionshallbes
45、ubjecttothelawsofthepeoplesrepublicofchin.thedisputearisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.incasenosettlementcanbereached,thedisputesshallbesubmittedtochinainternationaleconomicandtradearbitrationcommissionforarbitration. 2.thearbitrationshallbeco
46、nductedinaccordancewiththearbitrationlawofpeoplesrepublicofchinaandprovisionalrulesofprocedureofchinainternationaleconomicandtradearbitrationcommission. 3.duringthearbitration,thiscontractshallbeeffectiveandtheborrowershallnotdisclaimtheanyobligationsunderthiscontract. 4.theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.theborrowershallnotappealtotakeactiontoexemptfro