1、2007级函授会计专科货币银行学模拟试题A名词解释（每个名词4分，共20分）商业信用基础货币资本充足率公开市场业务投资基金二、简答题（每题10分，共50分）1、 请比较股票与债券的异同。2、 股票价格指数是怎么计算出来的？为什么经常被人们当作一国宏观经济运行状况的晴雨表？3、商业银行为什么要开展中间业务？4、简述中央银行的职能和特点。5、决定和影响利率的一般因素有哪些？三、论述题（每题15分，共30分）1、举例说明存款货币的创造原理。2、试述商业银行开展金融创新的原因及后果。货币银行学模拟试题B名词解释（每个名词4分，共20分）贴现金融市场法定利率存款准备金率商业信用二、简答题（每题10分，共
2、50分）1、简述信用工具的特征。2、影响基础货币的因素有哪些？3、提高利率将对国民经济将产生什么影响？4、影响和决定证券价格变化的因素有哪些？5、商业银行为什么要开展金融创新？三、论述题（每题15分，共30分）1、如何治理需求拉上型的通货膨胀？2、我国为什么要开放金融市场？货币银行学模拟试题C名词解释（每个名词4分，共20分）市场利率资本充足率通货膨胀金融工具消费信用二、简答题（每题10分，共50分）1、简述金融市场的功能。2、商业银行的投资业务与放款业务有什么不同？3、影响利率变化的因素有哪些？4、简述中央银行的职能和特点。5、证券价格为什么会经常变化？三、论述题（每题15分，共30分）1、
3、论述一般性货币政策工具以及它们如何对宏观经济目标产生影响o2、影响货币供给量的因素有哪些？经济法模拟试题一一、名词解释（每个4分，共32分）有限责任公司商业秘密上市公司收购背书增值税国有资产中外合作经营企业垄断二、问答题（68分）1、简述我国公司法的原则。（6分）2、请阐述票据上的法律关系。（8分）3、消费者权益争议的解决途径有哪些？（5分）4、简述社会保险与商业保险的区别。（8分）5、简述合伙企业的特点。（7分）6、经济法渊源的种类有哪些？（10分）7、简述货币政策的含义、货币政策目标的概念和内容。（10分）8、请列举法律所禁止的证券交易行为，并加以解释说明。（9分）9、税收法律关系有哪些特
4、点。（5分）一、名词解释（每个4分，共32分）国有资产垄断个人独资企业社会保险公司债券票据行为中外合资经营企业证券投资基金二、问答题（共68分）1、有限责任公司的特征是什么？（6分）2、侵犯商业秘密的行为有哪些？（7分）3、我国上市公司收购的主要制度有哪些？（9分）4、简述票据的法律特征。（8分）5、简述中国人民银行的主要职能。（6分）6、经济法渊源的种类有哪些？（10分）7、简述金融监管的原则。（6分）8、简述社会保障的根本特征。（5分）9、经济法律关系的构成要素是什么？（6分）10、简述方案编制的程序。（5分）一、名词解释（每个4分，共32分）经济法律关系上市公司收购商业贿赂本票垄断经济法
5、的实施财政合伙企业二、问答题（共68分）1、股份有限公司的特征是什么？（7分）2、简述消费者的权利。（10分）3、简述票据行为的特征。（6分）4、简述我国自然资源法的原则。（6分）5、简述货币政策的含义、货币政策目标的概念和内容。（10分）6、简述社会保障法的原则。（7分）7、税收法律关系有哪些特点？（7分）8、请列举法律所禁止的证券交易行为。并加以说明。（9分）9、简述金融监管的原则。（6分）会计学专科英语模拟试题I.VocabularyandStructure(30%)Thereare30questionsinthispart.Foreachquestionthereare4choices
6、markedAfB,CfandD.ChoosetheOnethatbestanswersthequestion.1. Truelovecannotbe,anditispriceless.A.broughtB.caughtC.boughtD.broad2. Finallythecrowdbroke(up)severalgroups.A.tookB.takingC.takenD.hadtaken7.WhyshouldwefindsometotheproblemsbroughtbyTV?A.meansB.wayC.solutionD.method3.Beingafraidofthedark,shea
7、lwaysslept_thelighton.ofA.withB.byC.besideD.4.JohnisnotA.ensureB.whetherEddielikesassureC.surethepictureofhimandhisfamily.D.surely5.WhenhegotA.onB.upthetrain,hedidn,C.offD.attknowwherehewas.A.withinB.inC.atD.into6.Shewentintothestreetandataxihome.8. Thisregionatanaverageof4,000metersabovesealevel.A.
8、laysB.liesC.locatesD.places9. IwastofindhisarticleonsuchantopicsoA.surprised,excited,boredB.surprising,exciting,boringC.surprised,exciting,boringD.surprising,excited,bored10. Hehisbookonthedesklastnight.A.lieB.laidC.layD.laineachother.11. Althoughtheyarebrothers,theyareentirelyA.getalongwellwithB.di
9、fferentfromC.satisfiedwithD.ashamedof12. Hardlytheclassroomwhentheclassbegan.A.hehadenteredB.heenteredC.hadheenteredD.hewasentered13. ComehereandgivemeaA.helpB.handsC.supportD.hand14. ThispostcardissentbyA.afriendoffatherB.afriendofmyfather,sC.myfatherfriendD.myfatherfriend,S15. It,sfoolishtoyourtim
10、e.A.wasteB.leaveoverC.spendD.damage16. Withaschoolrecordlikeayoungwoman,whydidn,tyoutryforauniversityscholarship?A.IInshockedB.IInamazedC.IInpuzzledD.Ifeelpity17. Manycompaniesaregoingbecauseofhighinterestrates.A.bankruptB.bankruptcyC.toabankD.tobanking18. Itisonlyaoftimebeforetherebelssurrender.A.p
11、roblemB.meansC.thingD.matter19.Animportantqualityofamysteryshopperisthatheshouldbegoodobservation.20.A.atB.inC.forD.towe,darrivedtherewehadawonderfultime.A.onlyB.onceC.onetimeD.onemore21.Forhim,itwouldbeatobeabletohaveA.importanceB.matterC.goodD.adayoffwork,luxury22. amysteryshopperwilltypicallywork
12、severalstores*,takingmentainoteswhileinside,.A.thingstoberememberedB.thingsconcerningthemindC.thingsfixedinthemindD.thingsdoneinthemind23. Ifasecretshopperwillbesentin,，thecandidatemusthaveaparticuIarprofilethatmeetsahigh-end,luxurycar-typebuyerprofile.24.25.26.27.28.29.30.II.A.differentfromothersB.
13、C.fullofdetailsJackandSmithA.shakeTheA.HowA.D.theworthyofnoteorunusualhardtopleaseworkequallybetweenthem.B.shadeC.shedD.sharetrainplanwearrivedonehourbehindB.timetablelongedforB.ThatwasA.ItA.whatB.whichC.scheduleD.datechancetovisityourcountry!lookedforC.waitedforD.wentforminoritynationalitiesweretre
14、atedinoldChina.C.thatisnecessarythatheD.thewayforBeijingrightnow.leaveB.leavesWhatchancedoesaA.forty-years-oldC.forty-year-oldMarriage_A.decidedC.willleaveD.leftmanwhoneverfinishedhighschoolhave?B.D.ontrueloveB.determinedforty-years-oldsforty-year-oldsoftenbringshappiness.C.basedD.relied.Cloze(10%)T
15、hereare2passagesinthepart.Ineachpassagethereare10blanks.Foreachblankareprovided4answers.Choosetheonethatbestcompletesthepassage.Television31itsfirstseriousappearancein1939,butitdidnotbecomecommonuntiltheearly1950,s.Sincethen,innumerablechildren32infrontoftheset.However,manypeoplenowworryabouttheeffe
16、ctofTVontheyoung.Theywondertherehadneverbeen33invention.Whyaretheysoafraid?Istelevisionreallyharmful?Likealmostanythingelse,televisionhasitsgoodaswellasitsbadsides.Ithas34joyandinterestintothelivesoftheold,thesick,andthelonely.Withoutit,someofthesepeoplewouldhavelittlepleasureandnowindow35theworld.U
17、nfortunately,sometelevisionprogramshavebeenextremelyharmfultotheyoung.Childrendonothaveenough36.TheydonotrealizethatTVprogramsoftenshowanunrealworld.Commercialslieinordertosellproductsthataresometimesbadoruseless.Childrenbelievethemandwantto37whattheyseeonTV.Theybelievethattheywillmakemorefriendsift
18、heyuseacertainsoap一orsomeotherproduct.TheybelievethatthemurdersonTV38arenormalandacceptable.Bythetimetheyareoutofhighschool,mostyoungpeoplehavewatchedabout15,000hoursoftelevision,andhaveseenabout18,000violent39.Iftheyseeviolentdeathseveryday,howcantheybeshockedbymurderinreallife?Televisionhascertain
19、lychangedourlivesandoursociety.40itsgoodpoints,ithasbroughtmanyproblems.Wemustfindasolutiontotheseproblemsbecause一whetherwelikeitornot一televisionisheretostay.31. A.brought32. A.grewupB.B.tookaregrowingC.updidC.haveD.madegrownupD.growup33.A.suchB.soanC.suchanD.so34.A.gotB.tookC.carriedD.brought35.A.o
20、fB.onC.toD.for36.A.experiencesB.experienceC.experiencingD.anexperience37.A.integrateB.makeC.initiateD.initiate38.A.screensB.facesC.surfacesD.appearances39.A.deadB.deathsC.deadsD.death40.A.ComewithB.WithalongC.UponwithD.AlongwithCarsareanimportantpartoflifeintheUnitedStates.41mostpeoplefeelthattheyar
21、epoor.Andevenifapersonispoorhedoesn,tfeelreallypoor42hehasacar.TherearethreemainreasonsthecarbecamesopopularintheUnitedStates.43ofallthecountryisahugeoneandAmericansliketomovearoundinit.Thecarprovidesthemostcomfortableand44formoftransportation.Withacarpeoplecangoanyplacewithoutspendingalotofmoney.Th
22、esecondreasoncarsarepopularisthefact45theUnitedStatesneverdeveloped_anefficientandinexpensiveformofpublic46.Long-distancetrainshaveneverbeenascommonintheUnitedStatesastheyareinotherpartsoftheworld.Nowadaysthereisagoodsystemofair-service47byplanes.Butitistooexpensivetobeusedfrequently.Thethirdreasoni
23、sthemostimportantone,though.TheAmericanspiritofindependenceis48reallymadecarspopular.Americansdon,tliketowaitforabus,oratrainorevenaplane.Theydon,tliketohaveto49anexactschedule.Acargivesthemthefreedomtoscheduletheirowntime.AndthisisthefreedomthatAmericanswant50tohave.41.A.WithoutacarB.NotwithacarC.W
24、ithoutnocarD.Withnotacar42.A.althoughB.whenC.whetherD.but43.A.FirstB.FirstlyC.AtfirstD.Thefirst44.A.cheapB.mostcheapC.cheapestD.cheaper45.A.whichB.thatC.whereD.what46.A.movementB.carriageC.shippingD.transportation47.A.providingB.toprovideC.providedD.provides48.A.thatB.whatC.howD.which49.A.followB.fu
25、rtherC.chaseD.run50.A.bestB.mostC.worstD.least111. ReadingComprehension(30%)Section A: Thereare2passagesinthissection.Eachpassageisfollowedbysometrue-falsequestions.Decidewhethereachofthemistrue(T)orfalse(F).Passage1Intheolddays,diversusedtogodownintothesealookingforshipsthathadsunk,becausetheyhoped
26、tofindgoldandjewels.Nowdiversstillsearchforvaluablethingsinsunkenships,buttheyalsotrytobringtothesurfacetheshipsthemselves,orpartsofthem.Thevalueofdifferentkindsofmetalshasincreasedgreatlyoverthelasttwentyorthirtyyearsandeventhoughashiphasbeenundertheseaformanyyears,itmaybeworthagreatdeal.Onefamouss
27、unkenshipistheLusitania”,whichsankoffthesoutherncoastofIrelandin1915withalossofnearly1500lives.Ithasfourhugepropellersmadeofanexpensivemetal.Todayeachofthosepropellersisworth$300,000ormore.Theship,lyingonthesea-bedhasbeenboughtbyamancalledJohnLight.Hepaidabout$1,200,000forthewholeship.Hehopestobring
28、upthosepropellersandsellthem.Healsohopestosellotherpartsoftheship,whenhehasbroughtthemtothesurface,forabout$600,000.51. Diverstrytobringupmetalsbecausesomekindsofthemareworthalotofmoney.52. Nowdiversstillsearchforvaluablethingsandtrytobringtotheearthsurfacetheshipsthemselves.53. JohnLighthopeshemayb
29、eabletosellthewholeshipof“Lusitania“formorethan$1.5million.54. Theship“Lusitania“sankoffthesouthwesterncoastofIrelandwithalotofpeopledrowned.55. Inthepast,divershopedtobringupeverythingofasunkenshipexceptmetals.Passage2Moreandmorepeopletodayarerealizingtheimportanceofregularphysicalexercise.Inthepas
30、t,workformostpeopleinvolvedmanuallaborinthefreshopenairofthefields.However,nowadaysanincreasingnumberofpeopleareemployedinofficesorfactories.Theirdailyworkdoesnotprovidethemwiththeamountofexercisetheirbodiesneed.Therefore,theyhavecometospendpartoftheirfreetimedoingregularphysicalexercise.Thereareman
31、ydifferentformsofexercisetosuitdifferenttastes.Forexample,thosewhoenjoycompetitivesportsmaytakeupballgames.Thosewhoprefertoexercisealonecanhavearunortakeawalkinthemorningorintheevening.Besides,peoplecangoswimminginsummerandgoskatinginwinter.Inshort,nomatterwhattheirinterestsare,peoplecanalwaysfindon
32、eormoresportsthataresuitabletothem.However,theformofphysicalexercisemustbechosencarefully.Moreharmthangoodwillresultifpeoplechoosethewrongformofexercise.Fortheaged,QigongorTaiJiQuanwillsuitthembetterthancompetitivesports.Thosewhohavelittlesparetimemayhavearegularruninthemorning.Onlyifthekindofexerci
33、seischosenproperlyandperformedregularly,willitbenefitpeople,Shealth,workandstudy.56. Nowadays,morepeoplerealizetheimportanceofphysicalexercise.57. Itisunnecessarytotakesomeexerciseeveryday.58. Peoplewhoenjoycompetitivesportsmaytakeupbasketballorfootball.59. Physicalexercisecandomoreharmthangoodtopeo
34、plebecausetheywillfeeltiredafterit.60. Peoplecanalwaysfindoneormoresportsthatbenefittheirhealth,workandstudy.Section B: Thereare2passagesinthissection.Eachpassageisfollowedbysomequestions.Foreachquestionthereare4choicesmarkedA,B,C,andD.Decideonthechoicethatbestanswersthequestion.Passage3BettyandHaro
35、ldhavebeenmarriedforyears.ButonethingstillpuzzlesoldHarold.HowisitthathecanleaveBettyandherfriendJoansittingonthesofa,talking,goouttoaballgame,comebackthreeandahalfhourslater,andthey,restillonthesofa?Talking?Whatintheworld,Haroldwonders,dotheyhavetotalkabout?Bettyshrugs.Talk?Wearefriends.Researching
36、thismattercalledfriendship,psychologistLillianRubinspenttwoyearsinterviewingmorethantwohundredwomenandmen.Nomatterwhattheirage,theirjob,theirsex,theresultswerecompletelyclear:womenhavemorefriendshipsthanmen,andthedifferenceinthecontentandthequalityofthosefriendshipsisamarkedandunmistakable.,Morethan
37、two-thirdsofthesinglemenRubininterviewedcouldnotnameabestfriend.Thosewhocouldwerelikelytonameawoman.Yetthree-quartersofthesinglewomenhadnoproblemnamingabestfriend,andalmostalwaysitwasawoman.Moremarriedmenthanwomennamedtheirwife/husbandasabestfriend,mosttrustedperson,ortheonetheywouldturntointimeofem
38、otionaldistress.Mostwomen,saysRubin,“identifiedatleastone,usuallymore,trustedfriendtowhomtheycouldturninatroubledmoment,andtheyspokeopenlyabouttheimportanceoftheserelationshipsintheirlives.,“Ingeneral,writesRubininhernewbook,“womensfriendshipswitheachotherrestonsharedemotionsandsupport,butmen,srelat
39、ionshipsaremarkedbysharedactivities.,Forthemostpart,Rubinsays,interactionsbetweenmenarecontrolled一agoodfitwiththesocialrequirementsof“manlybehavior.,“Evenwhenamanissaidtobeabestfriend,Rubinwrites,“thetwosharelittleabouttheirinnermostfeelings.Whereasawoman,sclosestfemalefriendmightbethefirsttotellher
40、toleaveafailingmarriage,itwasn,tunusualtohearamansayhedidn,tknowhisfriend,smarriagewasinserioustroubleuntilheappearedonenightaskingifhecouldsleeponthesofa.,61. WhatoldHaroldcannotunderstandorexplainisthefactthat.A. heistreatedasanoutsiderratherthanahusbandB. womenhavesomuchtoshareC. womenshowlittlei
41、nterestinballgamesD. hefindshiswifedifficulttotalkto62. Rubin,Sstudyshowsthatforemotionalsupportamarriedwomanismorelikelytoturnto.A.amalefriendB.afemalefriendC.herparentsD.herhusband63. Accordingtothetext,whichtypeofbehaviorisNOTexpectedofamanbysociety?A. Endinghismarriagewithoutgoodreason.B. Spendi
42、ngtoomuchtimewithhisfriends.C. Complainingabouthismarriagetrouble.D. GoingouttobalIgamestoooften.64. Whichofthefollowingstatementsisbestsupportedbythelastparagraph?A. Menkeeptheirinnermostfeelingstothemselves.B. Womenaremoreseriousthanmenaboutmarriage.C. Menoftentakesuddenactiontoendtheirmarriage.D.
43、 Womendependonothersinmakingdecisions.65. TheresearchdonebypsychologistRubincentersaround.A.happyandsuccessfulmarriagesB.friendshipsofmenandwomenC.emotionalproblemsinmarriageD.interactionsbetweenmenandwomenPassage4Culturaldifferencesinbusinessentertainingincludeissuessuchaswhooneentertainsandwherean
44、dhowoneentertains.Incountriesinwhichstatusisimportant,itisnotadvisabletoinvitepeopleofdifferentstatusestothesamedinnerparty.Americanswillofteninvitepeopletotheirhomes.Whereasinsomesocietiesthehomeisconsideredtooprivate,unworthyorsmalltoserveasanappropriateplaceforbusinessentertaining.Insomecountries
45、thereisa“helpyourself,approachtoentertainingdoneinthehome.Thisapproachdoesnotworkwellwhenentertainingpeoplewhosecultureteachesthemtowaittobeaskedthreetimesbeforeacceptinganofferoffood.Inoneinstance,aChineseguestwentanentireeveningwithouteatingthoughhewasquitehungrybecausehewastooembarrassedtotakefoo
46、dafteronlybeingaskedtodosoonce.Giftgivinghasitsownsetofprotocols.Asageneralrule,asmallgiftfromyourhomecountryisappreciated.Agiftthatistiedtotheparticularinterestoftheindividualisespeciallyappreciated.Giftsforchildrenarealsowellreceived.Becarefulthatthe“hometowngiftyouarebringingtoSingaporewasnotmadeinHongKong.Becausemanygiftscarrysymbolicmeanings,itisalwaysbesttoseekadvicebeforeselectinggifts.Thegivingoflargegifts,orpaymentsforspecialservices,shouldonlybeundertakenafterconsultingthelegaldepartmentinthehomeandhostculture.66. Whichofthefollowingmaybestsum
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